- What do I need to obtain a payday loan?
- Can I apply for a payday loan for free?
- What if I have bad credit, can I still obtain a loan?
- How fast do I receive the cash?
- What is your APR for a loan?
- What is the maximum number of loans I can get?
- What is the maximum loan I can get?
- Do I need to have a fax machine or scanner for me to apply?
- How long will it take to consider my application?
Q. What do I need to obtain a payday loan?
You need to fill out an application form on our website. It won’t take you a lot of time. Please be sure to carefully check all the information provided by you. The likelihood of getting a loan approval depends much on how correct you filled out the form.
To get a payday loan fast (same day), you must have a bank account. But there is no problem if you don’t have a bank account for you can still get a loan.
Submit your application and our operator will immediately contact you as soon as yourbapplication is considered. Please follow his instructions. In some cases, you may need to send scanned copies of your documents to confirm the information provided by you.
But in any case, you’ll receive an answer regardless of whether your application was approved or refused. We surely find direct lenders, who are ready to issue loans to most of our clients.
Q. Can I apply for a payday loan for free?
Our service is absolutely free. We don't charge any application fee. You’ll obtain a loan on the same terms offered when you apply directly to anyone of the direct lenders or brokers participating in our system.
Q. What if I have bad credit, can I still obtain a loan?
Having a bad credit is not an obstacle to getting a loan. Many of our clients have poor credit scores but still manage to get payday loans. Our lenders are always willing to help borrowers who have difficult credit history. This is a significant advantage we have over our rivals.
Q. How fast do I receive the cash?
Every borrower wants to get his cash as quickly as possible. We understand this and are doing everything possible to simplify and speed up the checking process. In most cases, borrowers receive same day payday loans! But in any case, you’ll need to first fill out the application form and after a few minutes, you’ll be informed of how soon you will get your payday loan.
Q. What is your APR for a loan?
Payday loan is a high-risk loan for the lender, and it is granted without long checks. Borrowers typically repay the loan within a short period, as soon as they are able to. Therefore, a fairly high percentage isn’t a problem for disciplined borrowers.
The minimum APR in our system is 209%. We try to choose the most favorable offer for you. But in any case, you'll be well informed about the APR before you give your consent.
Q. What is the maximum number of loans I can get?
On our part, we don't limit the number of loans you can receive and the number of times you can apply. You must comply with the restrictions imposed by the laws of your state and the terms of your previous loans. We encourage you to be prudent and to carefully calculate your financial abilities. Abuse of loans can lead you to serious financial problems.
Q. What is the maximum loan I can get?
Direct lenders and brokers working with our service offer from $100 to $1,500 loan.
Q. Do I need to have a fax machine or scanner for me to apply?
In certain cases, you will be required to confirm the details you provided by sending scanned copies of appropriate documents by e-mail or fax. It is a standard practice for online payday loans no credit check. But this is often not required.
Q. How long will it take to consider my application?
It takes an average of 12 minutes to consider any application, depending on the load on our Payday Loans Help. We try to process applications as quickly as possible.